Claim your car finance compensation
If you purchased cars on finance between April 2007 and November 2024, hidden commission could mean you're owed thousands.
Free 60-second check. No win, no fee3. Join thousands of motorists who've already checked.
Why you may qualify
You might be owed thousands
Lenders paid dealers commission on PCP and HP contracts that was often never disclosed to you.
Hidden commission
Some dealerships were paid commission you were never told about. If it was 10% or more of your loan, you may be owed compensation.
Inflated interest rates
Until banned in 2021, dealers could raise your interest rate to earn a bigger commission — a Discretionary Commission Arrangement.
Contractually tied deals
Dealers paid to push one lender often claimed to be finding you the best available deal. Yours could be eligible for review.
£7.5 billion is going back to drivers
A compensation scheme has been officially announced, with millions of claims paid out this year. The regulator estimates only 75% of consumers will take part.
How it works
Three steps. You do almost nothing.
We find your agreements
Our tool connects with major credit-reference agencies to locate historic car finance agreements linked to you. Clients have 2 on average.
We check your eligibility
Based on what's known about certain lenders' commission practices, we assess whether each agreement could be affected.
Our legal team takes over
If you choose to proceed, our experienced team handles your case end-to-end on a No Win, No Fee basis. You don't lift a finger.
Rated Excellent on Trustpilot by 1,398 drivers
Trustpilot · Rated Excellent
★★★★★
“Had the outcome I never really expected but fair play to them for pursuing it till the end — I got paid out in the end.”
★★★★★
“Very professional, responsive and pro-active, and achieved a great outcome for us in our case.”
★★★★★
“Simple to apply, kept up to date and a nice reward at the finish. Thank you kindly.”
Who you're dealing with
A specialist group litigation team
You can complain to your lender yourself for free. By choosing us, you get a team that identifies eligible agreements, strengthens your claim with lender disclosure, manages the redress process end-to-end and works to maximise your compensation — compliant and stress-free.
We've secured over £90 million in litigation funding, with strong relationships across major funders and insurers, and are ranked in Chambers and Partners and The Legal 500.
200k+
motorists helped
£90m
litigation funding
2
agreements per client
36%
max fee, only if we win
Ready to see what you're owed?
It takes under 60 seconds, needs no documents, and won't affect your credit score. We look back at every agreement since 2007 — even if you've moved or changed your name.
Start your claimFrequently asked questions
How much compensation could I receive?+
The FCA currently estimates around £829 per agreement between April 2007 and November 2024. Our clients have two agreements on average, which could mean £1,658 before fees. Amounts are never guaranteed.
What is the claim actually about?+
Lenders paid dealers commission that was often not disclosed to you. Where that commission was discretionary, excessive, or the dealer was tied to one lender, your agreement may have been mis-sold.
How much do you charge?+
Nothing up front. Our fee for a successful claim settled without litigation is up to 36% inclusive of VAT. If your claim is unsuccessful, you pay us nothing.
Can I claim for myself for free?+
Yes. You can complain directly to your lender, use the FCA's redress scheme, or go to the Financial Ombudsman Service free of charge. Using us means an expert legal team runs the process for you.
Will the credit check affect my score?+
No. We run a soft credit search to locate your agreements back to 2007. It has no impact on your credit score and isn't visible to lenders.
How long will my claim take?+
Payouts under the redress scheme are expected to begin this year. Complaining now means your case is assessed sooner than those who wait.
Free 60-second check
No win, no fee3